Personal Loan
What is a personal loan?
A personal loan is an unsecured loan, which means you don't need to pledge collateral to receive funds. You can use the money for any personal expense. You can easily apply for an online personal loan in Partnered NBFCs of finogoodcapital.com.
Where can a personal loan be used?
Personal Loans can be used for any personal expense, like Shopping, Home Renovation, Higher Education, Debt Consolidation, Tour Travel, Wedding, Medical emergency, etc.
What is the eligibility for a personal loan?
The following people are eligible to apply for an Instant Personal Loan:
- Individuals between 21 and 60 years of age.
- Individuals who have had a job for at least 1 year.
- Employees of private limited companies, employees from public sector undertakings, including central, state and local bodies.
- Those who earn a minimum of Rs.15,000/- net income per month.
How can I get a low interest personal loan?
Simply by becoming an FinoGood member. Get personalised consultation on getting loans from Our Partnered NBFCs at the lowest rates.
How to apply for a Personal Loan in Our Partnered NBFCs?
Simply by becoming an FinoGood member. Get personalised consultation on getting loans from Our Partnered NBFCs at the lowest rates.
- Visit https://finogoodcapital.com
- Quick Registration
- Click on Digital Personal Loan.
- Register yourself as per bank register name and bank registered mobile number.
- If you have already registered then click on the login option.
- If you want to calculate loan EMI details then click on the loan calculator. Then, click on the "Apply Now" button.
What CIBIL Score is required for a Personal Loan?
Generally, NBFCs provide a personal loan if your CIBIL Score is 650 or higher.
What are 3 things banks consider when giving loans?
- CIBIL Score
- Income Proof & Stability
- Age of the loan applicant
Where can I get the best personal loans in India?
Through FinoGood’s industry-best financial consultation and services, you can apply for a personal loan in our Partnered NBFCs at a single platform, that too in just minutes
Can my CIBIL Score affect my loan sanction?
As per CIBIL, credit score ranges from 300 to 900 and those with a score of at least 750 are preferred.
Can I claim tax benefits on personal loans?
Yes, only if you use your personal loan amount for certain purposes like investing in a business, buying a residential property, investing in other assets, etc.
Can I apply for a personal loan online?
Yes, with FinoGood, you can easily apply for an online personal loan in Our Partnered NBFCs.
Can I take a personal loan to repay my education loan?
A personal loan can be taken to effectively pay back the educational loan or any sort of loan or debt.
How to get a personal loan with the lowest interest rates?
Our Partnered NBFCs give you personal loan offers with the best and most attractive interest rates.
Which bank offers personal loans to the persons even with a very low salary?
Even if you have a salary as low as Rs.15000 per month, FinoGood will provide you instant personal loan offers from NBFCs – 100% Online Loan Process.
How long will it take for my Personal Loan to be processed?
Once your application is submitted along with your documents, it can take anywhere between 1-7 days for your personal loan to get approved and a couple of days after that for the disbursement.
Business Loan
What is a Business loan?
A business loan is an unsecured credit you can avail to meet your urgent business requirements. Business loans allow you to usher in funds for your enterprise to expand your business.
Where can a business loan be used?
Our Partnered NBFCs provide Business Loans in less time, you can use that money for any business expense like business expansion, boosting production, buying new machinery, etc.
What is the eligibility for a Business Loan?
The following people are eligible to apply for an Instant Business Loan:
- Age should be between 21 to 65 years.
- CIBIL score must be 700 or more.
- The candidate should own a business at least profitable for three successive financial years.
- The business turnover must display an upward trend.
- Your balance sheet must be audited by a registered Chartered Accountant (CA).
How can I get a low-interest Business Loan?
Simply by becoming an FinoGood member. Get personalised consultation on getting loans from Our Partnered NBFCs at the lowest rates.
How to Apply for a business loan?
- Visit finogoodcapital.com
- Quick Registration
- Click on Digital Business loan.
- Register your bank register name and mobile number.
- If you have already registered then click on log in option.
- If you want to calculate Business loan EMI details then click on loan calculator. After that click on "Apply now" button.
What credit score is required for a Business Loan?
Generally, our Partnered NBFCs provide business loan offers if your Credit score is 700 or higher.
What CIBIL Score is required for a Business Loan?
Generally, our Partnered NBFCs provide business loan offers if your CIBIL score is 700 or higher.
How long will it take for my Business Loan to be processed?
Once your application is submitted along with your documents, it can take anywhere between 1-7 days for your business loan to get approved and a couple of days after that for the disbursement.
Can my CIBIL Score affect my loan sanction?
As per CIBIL, credit score ranges from 300 to 900 and those with a score of at least 750 points are preferred.
What are the documents required for Instant Business Loan?
Following documents are required for availing a business loan:
- Business proof
- KYC documents of the company
- KYC documents of the business owners
- Photo identity proof (Aadhar card/ Driving license/ Voter ID/ Passport)
- Last six months company bank statements
- GST Certificate
- Last two years Income Tax Returns
- Last two years Balance sheet and Profit & Loss accounts
- A report with detailed information about how the candidate will utilise the business loan.
Membership Card
What is FinoGood Membership Card?
A Membership Card is an identification of an individual as a member of finogoodcapital.com. The card entitles a member to use FinoGood's portal for loan purposes and certain other benefits.
How can I buy a Membership Card?
Just after a quick registration, you can choose the convenient Membership Card and purchase it.
Which type of membership card should I buy?
- Neon Membership Card for Personal Loans
- Helium Membership Card for Business Loans.
What are the benefits of buying a Membership Card?
- Get Pre-Approved Loan Offers from Our Partnered NBFCs from one platform.
- Free Expert Consultancy for 4 Years.
- Up to 40% referral payout per membership card.