• India's most trustable finance consultation & service providing company

PRIVACY POLICY

Your privacy is important to us as a user of the Finogood website. This Privacy Policy explains how we collect information about you, how we treat it, who we share it with, and how we protect it. Our company's domain name/brand name is finogoodcapital.com.com, and our company's name is finogoodcapital.com.

We collect personal information about you from a variety of sources in the normal course of business, including:

Information from you, such as applications or other forms (which includes your name, address, marital status, employment, assets, and income); and information about you, such as applications or other forms (which includes your name, address, marital status, employment, assets, and income); and We obtain information about you, your accounts, your holdings, and transactions from you or others, such as account custodians, brokers, and other financial services organisations, banks, and so on.

We're also committed to ensuring the safety of our users by addressing any potential privacy concerns. Our privacy policies apply to all of our users, no matter where they are in the world. This policy applies to any information, in any form, relating to Finogood Capital's global business activities, as well as all information handled by Finogood Capital about other companies with which it does business. It also includes all IT and information communications infrastructure that Finogood Capital or third parties operate on its behalf.

This Privacy Policy applies to finogoodcapital.com, a company incorporated under the laws of India and having its registered office at 28, 2nd floor, Vijayraj Society, Causeway Road, Katargam, Bhavnagar, Gujarat, India - 395004 and all of its affiliates. Email, the internet, telephony, and mobile IT devices are all included. All Finogood Capital Users, Clients, employees, contractors, and agents (hereinafter referred to as 'individuals') are subject to this policy.

Only the courts and tribunals of Bhavnagar, Gujarat, shall have exclusive jurisdiction over any suit, action, or other proceeding arising out of or in relation to the Loan Documents, subject to arbitration. This provision does not limit the Lender's right to bring any legal action or proceedings relating to the Loan or the Loan Documents in any other court, tribunal, or other appropriate forum, competent jurisdiction, and the Borrower and/or the Guarantor hereby consent to that jurisdiction.

How We Manage and Protect Your Personal Information;

We do not share or sell information on current or former clients with anyone else. We may need to share your personal information with the following parties:

  1. You request or authorise a transaction, and it is carried out, administered, or enforced.
  2. Process a financial product or service that you have requested or authorised; or
  3. Maintain or service your account, whether it's with us or with someone else.

We may also share personal information with organisations or firms that provide consulting, technology, or other services for us and agree to keep it confidential; others, such as attorneys, trustees, family members, or others who are authorised to represent you, your estate, or a joint or co-owner of your account; regulatory agencies; or as we are otherwise permitted.

We only give our staff and permitted third-parties access to your personal information if they require it to deliver products or services for us, or to supply, handle, or maintain any security, account, or investment product, service, or programme for you or your benefit. We have implemented administrative, technical, and physical security systems that comply with Indian laws to secure your personal information from unauthorised access and use. Computer safeguards, as well as guarded files and buildings, are among these methods.

What we can do with your personal information;

We may use the personal information you supply to us or that we collect for the following purposes:

  1. Evaluating any request for an account or service;
  2. Carrying out the functions and activities of our business;
  3. Recovering the money you owe us, including taking legal action if necessary;
  4. Enforcing our rights and upholding our commitments under any agreement we may have with you;
  5. Exercising our rights and executing our obligations in order to comply with all applicable laws, including those relating to money laundering, terrorist funding, bribery, corruption, tax evasion, fraud, and other similar offences, as well as to manage any economic and trade sanction risks;

Providing you with information about our other services, or the services of selected third parties in which we believe you may be interested, including by post, telephone, and electronic message – you can opt out of receiving information about our other services and/or the services of selected third parties at any time.

Sharing of Personal Information with Third Parties

We are concerned about the security of your personal information. We utilise industry-standard information security techniques and mechanisms, as well as internal procedures and stringent rules, to protect information provided to us from misuse and data leakage both during transmission and once we receive it. However, no technique of internet transmission or method of computer storage is completely safe. As a result, while we endeavour to protect your personal information using commercially reasonable techniques that significantly limit the risks of data misuse, we cannot guarantee its total security.

DATA ACCURACY

Personal data must be accurate and maintained up to date as needed. When it is incorrect, it must be updated or deleted as soon as possible. It is recommended that you ensure that the Personal Data we use and store is accurate, complete, current, and relevant to the purpose for which it was obtained. Any Personal Data you collect must be checked for accuracy at the time of collection and at regular intervals thereafter. You must take all reasonable steps to discard or modify Personal Data that is erroneous or out-of-date.

GENERAL RULE

If the login department fails to respond to consumer queries with accuracy, dedication, and responsibility, the corporation will terminate the agency.

LIMIT OF LIABILITY

To avoid any misunderstanding, we will not be accountable for any confusion that may arise as a result of your actions or omissions, or as a result of your watching, reading, or listening to any information. Although we will do our best to ensure that our website is accessible at all times, we accept no responsibility or liability for any interruptions or delays.

Our entire liability to you for all damages arising from your use of the service or information, materials, or goods featured on or otherwise made available to you through the service will in no instance exceed the amount you paid for the service relating to your claim.

We are not responsible for any loss, damage, or misappropriation of your files, or for any consequences resulting from changes, restrictions, suspension, or termination of your service or the agreement, under any circumstances. These obligations will apply to you even if its remedies fail to achieve their primary goal.

USAGE OF ADVERTISING ID

We may automatically record your Google and/or any other Advertising ID (if you are using an Android device) or your Advertising Identifier (IDFA – if you are using an iOS device; together with the Google and/or any other Advertising ID–"Mobile Advertising IDs") when you use our application that incorporates our Services for advertising or analytics purposes. The aforementioned Advertising ID is a Google Play-provided anonymized identity. We may collect and use your device's Advertising ID for advertising and user analytics purposes if it has one. We may use alternative persistent identifiers if your device does not have Advertising ID. The information gathered may be saved on your device as well. Through your mobile Advertising IDs, which are available in our settings, you can reset your mobile Advertising ID or opt-out of getting targeted adverts.

COMPLIANCE & COOPERATION WITH REGULATORS

We check this Privacy Policy on a regular basis to ensure that we are processing your personal information in accordance with Indian regulations. We strictly adhere to all legal frameworks, including data protection regulations governing data transfers.

CONSENT

By using our website, you agree to the terms of our privacy statement. The approval of the privacy Policy is implied by the installation of the App.

GRIEVANCES

You can send us formal written enquiries or complaints to the following email address: support@rupeekx.com for any complaints and/or inquiries. All enquiries and/or complaints will be investigated and resolved as soon as possible. Our experts will contact the person who initiated the enquiries and/or complaints in order to react. Any objections about the transfer of your data that we cannot settle with you directly are forwarded to the appropriate regulatory authorities, including local data protection authorities.

MODIFICATION OF THE POLICY

Though we reserve the right to change our Privacy Policy at any moment based on our own independent judgement. If the changes are significant, the Company will make every effort to notify its customers and post notices prominently (including, for certain services, email notification of Privacy Policy changes). It is important to note that it is the obligation of the Clients to read the Policy as revised from time to time.

USAGE OF COOKIES/ COOKIES POLICY

Cookies are small files that a website or its service provider sends to your computer's hard drive with your permission, allowing the website's or service provider's systems to recognise your browser and capture and remember certain information. We use cookies to better understand and remember your preferences for future visits, track adverts, and compile aggregate statistics about site traffic and interaction so that we can continue to provide better site experiences and tools.

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